
The start of a new year typically offers the chance for renewal in a number of ways - and increasingly, people are turning to their finances to ensure they are in order for the months ahead.
It’s more than just about making sure you are earning enough to meet your expected needs, though. Research from MoneySuperMarket suggests up to 15 per cent of Britons might run out of money before their January pay day, and it can be tough to recover from that early setback if you don’t have a plan in place.