If you or someone you love has a reverse mortgage, there’s a notice you never want to receive: “Due and Payable.” It sounds alarming—and in many cases, it is. Across 2026, more homeowners and heirs are reporting these notices, often catching families off guard. The reality is that reverse mortgages come with rules many borrowers don’t fully understand until it’s too late. Knowing why lenders are demanding repayment now—and how to avoid it—could protect your home and your financial future.
