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Fortune
Fortune
Dia Adams

The Capital One-Discover merger could close soon. That means big changes are coming for cardholders

Capital One Discover Mastercard Visa Julian Morris United States
A person paying with a credit card. (Credit: Getty Images)

It’s been almost a year since Capital One’s $35.3 billion deal to acquire Discover shocked the credit card industry. 

Announced in February 2024—and expected to close soon—the deal would make Capital One the largest credit card issuer in the U.S., surpassing JPMorgan Chase in balances owed. The combined business could even become a serious challenger to Visa and Mastercard. 

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