
You trust your financial advisor—maybe you’ve worked with them for decades, shared major life decisions, and built your retirement plan together. But what if that long-standing relationship is quietly putting your financial future at risk? It’s a growing concern in the financial world known as the aging advisor risk, and it’s something more retirees need to understand. As advisors age alongside their clients, new challenges can emerge—from outdated strategies to cognitive decline—that directly impact your money. Here’s what’s really happening behind the scenes and how to protect your assets before it’s too late.