
Confetti should be falling. Champagne corks should be popping. The largest transfer of private wealth in human history is unfolding right now, and by the numbers alone, Millennials ought to be standing front and center.
Instead, many are watching from the sidelines, staring at a generational jackpot that keeps slipping past them. The disconnect isn’t about laziness, bad luck, or avocado toast. It’s about law, timing, and a maze of estate planning strategies that quietly reroute fortunes before they ever reach Millennial hands.