For years it has seemed like most Americans were falling behind on retirement savings. But new data may tell a different story. According to a 2025 study from Allianz Life, nearly 2 out of 3 Americans say they feel confident about reaching their retirement goals — even in the face of rising costs and economic uncertainty. And over half (55%) say they are saving enough in retirement accounts.
However, it’s not all good news for the state of retirement. According to the study, that figure has been consistently decreasing, and it still leaves a significant number of Americans not saving enough for retirement.
