In a significant ruling on motor accident compensation claims, the Delhi High Court has held that the family of a person who dies while driving a borrowed vehicle cannot claim compensation under the vehicle owner's personal accident insurance through the Motor Accident Claims Tribunal (MACT) if the petition is filed under Section 166 of the Motor Vehicles Act.
As reported by the Times of India, the court clarified that personal accident cover under a comprehensive motor insurance policy is a contractual benefit and cannot be enforced before the MACT, whose jurisdiction is limited to statutory claims arising from negligence under the Motor Vehicles Act.
