Living alone later in life can bring freedom, independence, and flexibility, but it also requires stronger planning. Nearly 28% of U.S. adults age 65 and older live alone, according to Pew Research Center, making future decision-making a real concern for many older adults. Without the right paperwork, medical choices, finances, and care decisions can quickly fall into the hands of courts or distant relatives. For solo agers, having a clear future care plan is one of the smartest ways to stay in control.