A single mum on Universal Credit claims she was "threatened" by a bailiff who demanded £400 on her doorstep without prior notice.
Jemma Martin, 31, from Beechdale in Nottingham, was in Skegness with her then-partner and her young children - who were four years old and 18 months old at the time.
On arrival to a car park, Ms Martin says she couldn't open the car doors properly to get her kids and pushchair out of the car, Lincolnshire Live reports.