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The Economic Times
The Economic Times
Anshika Jain

Should you buy OPD cover in health insurance? Over 40% of healthcare costs are paid out-of-pocket in India

Do you often find yourself spending on doctor visits, medications, or diagnostic tests? If yes, OPD (Outpatient Department) cover could help reduce these out-of-pocket expenses.

While regular health insurance mainly takes care of hospitalisation costs, OPD cover offers benefits for certain medical expenses that don’t require you to be admitted to hospital. But since it comes at an additional cost, is it actually worth paying for?

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