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International Business Times UK
International Business Times UK
Business
Ziyad Jamal

She Paid Off $300K Debt In 3 Years, Here Are Her Frugal Money Habits To Stay Out Of Debt

Self-made millionaire Bernadette Joy cleared $300,000 of debt in three years and now coaches people on how to manage money. (Credit: Bernadette Joy Cruz Maulion/Instagram)

In today's world, where financial struggles are all too common, the story of Bernadette Joy stands out as a beacon of hope and inspiration. A self-made millionaire and millennial money coach, Joy has overcome significant debt and now empowers others to achieve financial freedom through her business, Crush Your Money Goals.

Born to immigrant parents, Joy learned the value of money at a young age. Witnessing her parents' efforts to build a successful life in the United States instilled in her a strong work ethic and a determination to succeed. However, despite her best efforts, Joy faced a daunting $300,000 debt eight years ago.

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