A Post Office Time Deposit (POTD), also known as a National Savings Time Deposit, or post office TD , provides stable income and is supported by the central government. Post office TD is a popular choice for investors who favour low-risk investments. If you invest Rs 5 lakh in a post office TD, the maturity amount will depend on the tenure you choose. Post office TD interest rates vary with tenures.
Interest rates of POTD, along with other small savings schemes, are reviewed by the government every quarter. Have a look at post office TD interest rates on different tenures and how much approximate maturity amounts you will get in 1, 2, 3 and 5-year TDs.