Regional bank pins growth hopes on digital services

Bank of Queensland's bottom-line result in its first half was worse than market predictions. (Dan Peled/AAP PHOTOS)

A leading regional bank is pinning its growth strategy on digital brands without physical branches.

Bank of Queensland said on Wednesday its three digital brands, MyBOQ, ME Bank and Virgin Money Australia, had about 750,000 customers - 72 per cent of its total customer base.