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International Business Times UK

Business

Akshay Puri

Record 401(k) Withdrawals: How Rising Costs Are Forcing Americans to Use Retirement Savings

Record numbers of Americans withdraw from 401(k)s to cover emergencies as costs rise, revealing cracks in retirement security and savings habits.

A record-breaking number of Americans are treating their retirement accounts as emergency piggy banks rather than long-term safety nets.

According to the Vanguard 2026 'How America Saves' report, 6% of 401(k) participants initiated hardship withdrawals in 2025, a significant jump from 5% the previous year and the highest level ever documented.

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Top stories on inkl right now

Iranian fishermen hunt for iPhones and perfumes after cargo ship sinks in Hormuz

Iranian fishermen hunt for iPhones and perfumes after cargo ship sinks in Hormuz

The Singapore-flagged GFS Pride went down after a fire broke out on board, Singapore said. All 21 crew members were evacuated safely. The vessel was carrying more than 2,500 containers when it sank, according to Iran's Islamic Revolutionary Guard Corps (IRGC) navy, which claimed the ship had entered an “unauthorised…

The Times of India

Mom Of The Teen Behind The Oregon Elementary School Tragedy Breaks Silence, As First Photos Of Him Are Revealed

Mom Of The Teen Behind The Oregon Elementary School Tragedy Breaks Silence, As First Photos Of Him Are Revealed

The mother of 16-year-old Griffin J. John II has spoken out after he was accused of carrying out a deadly shooting at Silver Rail Elementary School in Oregon.

Federal Officials Pledge Pennsylvania a Measles Disease Detective and Nearly $4 Million as Cases Reach 1,222

Federal Officials Pledge Pennsylvania a Measles Disease Detective and Nearly $4 Million as Cases Reach 1,222

Pennsylvania measles cases reach 1,222 as the CDC prepares to send an Epi-Aid disease detective and nearly $4 million in federal funding.

TSA quietly reverses benefit for travelers at some US airports just weeks after it was announced

TSA quietly reverses benefit for travelers at some US airports just weeks after it was announced

Officials at Norfolk International Airport only discovered the non-traveler access perk had been removed after passengers complained about missing online booking options

The Independent UK

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Revealed: French police used UK-funded 4x4 vehicles to charge student protesters

Revealed: French police used UK-funded 4x4 vehicles to charge student protesters

French government launches investigation into why cars funded by UK to prevent asylum seekers crossing Channel were used in school protests

The Guardian - UK

Police clash with protesters as tens of thousands take to streets across France

Police clash with protesters as tens of thousands take to streets across France

Police fire teargas in Paris and protesters storm town hall in Marseille – with officials blaming violence on ‘ultra-left’

The Guardian - UK

Related Stories

Top stories on inkl right now

Iranian fishermen hunt for iPhones and perfumes after cargo ship sinks in Hormuz

Iranian fishermen hunt for iPhones and perfumes after cargo ship sinks in Hormuz

The Singapore-flagged GFS Pride went down after a fire broke out on board, Singapore said. All 21 crew members were evacuated safely. The vessel was carrying more than 2,500 containers when it sank, according to Iran's Islamic Revolutionary Guard Corps (IRGC) navy, which claimed the ship had entered an “unauthorised…

The Times of India

Mom Of The Teen Behind The Oregon Elementary School Tragedy Breaks Silence, As First Photos Of Him Are Revealed

Mom Of The Teen Behind The Oregon Elementary School Tragedy Breaks Silence, As First Photos Of Him Are Revealed

The mother of 16-year-old Griffin J. John II has spoken out after he was accused of carrying out a deadly shooting at Silver Rail Elementary School in Oregon.

Federal Officials Pledge Pennsylvania a Measles Disease Detective and Nearly $4 Million as Cases Reach 1,222

Federal Officials Pledge Pennsylvania a Measles Disease Detective and Nearly $4 Million as Cases Reach 1,222

Pennsylvania measles cases reach 1,222 as the CDC prepares to send an Epi-Aid disease detective and nearly $4 million in federal funding.

TSA quietly reverses benefit for travelers at some US airports just weeks after it was announced

TSA quietly reverses benefit for travelers at some US airports just weeks after it was announced

Officials at Norfolk International Airport only discovered the non-traveler access perk had been removed after passengers complained about missing online booking options

The Independent UK

One subscription that gives you access to news from hundreds of sites

Already a member? Sign in here

Revealed: French police used UK-funded 4x4 vehicles to charge student protesters

Revealed: French police used UK-funded 4x4 vehicles to charge student protesters

French government launches investigation into why cars funded by UK to prevent asylum seekers crossing Channel were used in school protests

The Guardian - UK

Police clash with protesters as tens of thousands take to streets across France

Police clash with protesters as tens of thousands take to streets across France

Police fire teargas in Paris and protesters storm town hall in Marseille – with officials blaming violence on ‘ultra-left’

The Guardian - UK

Our Picks

Quentin Tarantino awkwardly confronts Ellen DeGeneres over chat show snub

Some viewers said the moment recalled a notorious encounter between the former chat show host and actor Dakota Johnson in 2019

The Independent UK

Youngest Astronaut To Walk the Moon Claims UFOs Are 'Demonic' Deceptions Following Sign From God

Apollo 16 astronaut Charlie Duke says UFOs are 'demonic' after a breakfast talk he took as a sign from God, highlighting the divide between faith and evidence.

International Business Times UK

Self-Described UFO Expert Claims NASA Image Shows a Massive Alien Ship Moving at 'Tremendous Speed'

Self-described UFO expert Scott C Waring says a rectangular shape in a solar image is a huge alien spacecraft, but its size, speed and nature remain unverified.

International Business Times UK

Florida woman can barely open her eyes after anesthesia. Then a nurse reaches over and straightens her head: ‘Hold your head up’

Nurses moved a groggy patient to a chair

We Got This Covered

UT Austin student heads for a ‘free matcha’ sign near campus. Then she sees whose building it is and covers her mouth

She nearly went in.

We Got This Covered

A$AP Rocky Makes Cheeky Rihanna Confession After Son Riot Joins Him on Stage

A$AP Rocky said his three-year-old son Riot 'stole' a moment during the rapper's Copenhagen tour performance, after Rihanna brought the toddler on stage at the Royal Arena.

International Business Times UK

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