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The Hindu
The Hindu
National
Jasmin Nihalani, Vignesh Radhakrishnan

Private banks on a housing loan spree, 99% pay dues on time as of now | Data

Data RBI Shaktikanta Das India

For quite some time now, banks in India have been on a personal loan spree. So much so that the share of personal loans in the overall credit has crossed the share of loans given to the industries in the last two years. Personal loans consist of housing loans, vehicle loans, education loans, credit card payments, etc.

Table 1 | The table shows the share of various types of loans in the overall credit given by all banks in the September months of 2021, 2022 and 2023.

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