People finding themselves with a pension shortfall are being urged to look at two options to top it up.
The new State Pension rises by just 3.1 per cent on April 6, increasing it by £5.55 to £185.15 a week, assuming you get the full amount.
In real terms, that is a cut of £7.45 a week, or £388 a year, with inflation set to hit 7.25 percent, reports the Express.