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Kiplinger
Kiplinger
Business
Genevieve Hayman, PhD

Next-Gen Investors Won't Ditch Human Advisers for AI, But This Is How Advisers Will Have to Adapt to Stay in the Game

Happy couple shaking hands with financial advisor in office.

A young investor today wakes up to a TikTok video on private credit, asks a generative AI tool to draft a retirement plan over breakfast, scrolls through podcasts comparing crypto custodians on the commute and fields a robo-adviser's portfolio recommendation before lunch.

Information about money has never been cheaper to produce, easier to access or harder to evaluate. However, despite the ubiquity of investment information, human advisers remain the single most trusted source of guidance for young investors today.

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