Kristen and Josh tied the knot last year, but continue to feel trapped with a $40,200 (£30,277) debt. The couple recently discussed their financial challenges with millionaire author Ramit Sethi.
When Sethi asked what trapped looks like in her daily life, Kristen, 30, said it is having to second-guess small purchases as low as $50 (£37). She tracks every cent and lives with a deep guilt around spending. Meanwhile, Josh, 36, maintains a 'we'll figure it out' attitude, and can't help his impulse purchases, including spending $314 (£236) monthly on his nicotine habit. Kristen is exhausted from budgeting every dollar, while Josh wonders if more discipline is really the answer.
