
If you’re a New York homeowner over 65, 2026 brought a quiet but important shift that could impact your property tax savings. The state is now automatically upgrading eligible seniors from Basic STAR to Enhanced STAR—but that convenience comes with tighter income verification. For many, especially those hovering near the old $98,700 threshold, this means renewed scrutiny of income records. The change is designed to simplify benefits, but it’s also catching some seniors off guard. Here’s what you need to know to protect your savings and avoid surprises.