If you've been a stay-at-home parent and your spouse is already collecting Social Security retirement benefits, you may be wondering when — or if — you can claim a spousal benefit. A question on Reddit raised this exact concern: a 59-year-old woman asked if she could begin collecting spousal benefits now that her 67-year-old husband is receiving Social Security.
The answer depends on a few key rules about age, eligibility, and timing.
