
When Erin Crawley moved to Dallas in 2016 after graduating college, she was excited to start crafting her adult life, complete with her own apartment, social calendar, and career. Less exciting: all of the bills that come with it.
“I was in an okay financial situation before. I was making payments on my student loans, able to pay for rent and everything. But I was only paying the minimum amount,” Crawley, 28, tells Fortune. “I wanted to relieve myself of the stress.”