Most People Today Have Car Payments, But One Owner Now Asks What Few Even Think About: What's The Longest You've Gone Without One?

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A Reddit user with just a year left on their car loan asked a simple but revealing question: “What's the longest you've owned a vehicle without a payment post-financing?” 

The post, shared to r/MiddleClassFinance, quickly exploded with responses—many of them pushing back hard against the idea that a car payment is just a fact of life.