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The Independent UK
The Independent UK
Business
Vicky Shaw

UK mortgage approvals plummet to lowest level in two years

Nationwide Bank of England United Kingdom

Mortgage approvals for home buyers plummeted to a two-year low in January, falling below 60,000 for the first time since January 2024, according to new figures from the Bank of England.

The Bank’s Money and Credit report revealed that just 59,999 approvals for house purchases were recorded in January 2026, marking the lowest total since 55,946 approvals in January 2024.

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