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Evening Standard
Evening Standard
Vicky Shaw

Mortgage approvals to home buyers dipped to two-year low in January

Bank of England Nationwide

The number of mortgage approvals being made to home buyers slumped to a two-year low in January, falling below 60,000 for the first time since January 2024, according to Bank of England figures.

Some 59,999 approvals for house purchases were recorded in January 2026, marking the lowest total since 55,946 approvals in January 2024, the Bank’s Money and Credit report said.

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