
Many Michigan drivers expected auto insurance costs to keep falling after the state’s major no-fault reform changes. Instead, some residents are opening renewal notices this month and discovering that premiums are rising again, particularly in policies tied to Personal Injury Protection coverage. The latest increases are connected to ongoing adjustments involving PIP selections, catastrophic claims funding, medical reimbursement changes, and rising healthcare costs tied to serious crash injuries. If you’re looking at your latest notice and scratching your head, you’re not alone. Here’s what you need to know.