Jim Cramer is a high-profile market commentator on CNBC’s “Mad Money,” known for making bold stock calls. During segments like the “Lightning Round,” where he makes rapid-fire calls based on recent earnings, partnerships, and risks, Cramer explicitly recommended selling Chime (CHYM) stock and buying Affirm Holdings (AFRM) stock instead.
Chime is a neobank, or a fintech company, which provides banking services but does not operate like a typical bank. Meanwhile, Affirm Holdings, a fintech, focuses on “buy now, pay later” (BNPL) services that allow clients to split purchases into installment payments (with or without interest, depending on the plan).
