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Stamford, Connecticut-based Synchrony Financial (SYF) is a leading consumer-financing company specializing in private-label and co-branded credit cards.
Companies worth $10 billion or more are generally described as “large-cap stocks,” and SYF, valued at $24.4 billion by market cap, falls into that category. It partners with major retailers, healthcare providers, and other businesses to offer financing and credit solutions to their customers, generating revenue primarily from interest and fees on its loan portfolio. Its broad network of merchant partnerships and focus on consumer financing give it a differentiated position in the credit-card market.
