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PayPal has fallen a long way, and that is exactly why people are paying attention again. The company used to be one of the biggest winners in digital payments, but the story looks very different now. PYPL stock is down roughly 15% over the past year while over the last five years it has lost about 80% of its value. That kind of drop has turned PayPal into one of the cheaper big fintech stocks in the market, with shares currently trading near the $50 level.