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Kiplinger
Kiplinger
Business
Ellen Kennedy

Is Chase's "Pay Yourself Back" Worth It?

Image of person's hands holding a fanned out stack of cash.

This article reviews the Pay Yourself Back program only. We may get compensation if you visit partner links on our site. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our website. However, our selection of products is made independently of our relationship with advertisers. 

Chase recently extended its popular Pay Yourself Back program, which provides a 25% or 50% bump over standard cash back options on Chase Ultimate Rewards points. While this value is still likely below what you could get by redeeming points for travel, it’s an attractive option for those who aren’t traveling as much as they had planned or who need a bit of cash quickly. 

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