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Saving Advice
Saving Advice
Amanda Blankenship

IRS Identity Filters Are Delaying Refunds for Millions — Returns With 2024 Data Mismatches Face 60‑Day Holds

IRS identity filters
Image Source: Shutterstock

If you’re still waiting on your tax refund in 2026, you’re not alone—and the reason may surprise you. The IRS has ramped up identity verification filters, and even small mismatches tied to your 2024 data can trigger a review. That review can put your refund on hold for weeks—or even up to 60 days—while the agency verifies your information. For taxpayers counting on that money, the delay can feel frustrating and confusing. Here’s what’s really happening behind the scenes and how to avoid getting stuck in the system.

Identity Filters Are Designed to Stop Fraud—But They Slow Refunds

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