A 30-year-old technology professional earning ₹20 lakh per annum has sparked a discussion on financial planning and family responsibilities after revealing on Reddit that he currently has no savings despite a stable income.
The individual, who said he comes from a low-income family and is the sole breadwinner, explained that he recently used his entire savings to fund a ₹14 lakh refurbishment of his family home without taking any loans or opting for EMIs.