Retirement isn't supposed to feel like a second job, but for one caller on the "Dave Ramsey Show," it's looking like a long road of catch-up.
At 65, Mark wasn't in denial—he knew exactly how far behind he was. He admitted, "I am 65 years old. I have made absolutely horrible decisions with money all my life. Uh I have no nest egg. My wife has maybe 10,000 in a 401(k) and I've got maybe a couple thousand."
