I have 14 credit cards, and it's a bit of a chore to get all the monthly statements collated and sort out the bills. I used CRED in the past to pay the bills, and while the service was good at the start, it has degraded to such a level over the last two years that I'm not comfortable sharing any data with it, so I was looking at alternatives.
That's how I landed on Google Pay. Before I get started, a quick note on how Google Pay works; in typical Google fashion, Google Pay in India is totally different to what's available in other markets, and the Indian service leverages the local Unified Payments Interface (UPI) architecture instead of being a payments service reliant on debit and credit cards like the global variant.
