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The Guardian - US
The Guardian - US
Business
Gene Marks

I’m as capitalist as they get but Medicare for all is the best hope for US healthcare

Medicare United States Insurance
a man holds a protest sign
Medical professionals and patients rally outside the US Capitol on 3 November 2025, demanding a change to healthcare policies. Photograph: Bryan Dozier/NurPhoto/Shutterstock

Deductibles. In-network. Out-of-network. Concierge medical services. Out-of-pocket expenses. Co-payment. Co-insurance. Benefit advisers. Insurance brokers. Healthcare consultants. ACA. HMO. PPO. EPO. POS. HDHP. HSA. FSA. HRA. EOB. COBRA. SHOP. Single coverage. Dependent coverage. Premium tax credits.

Confused? You should be. Who understands all this stuff? Not the typical business owner. Nor the typical employee. Choosing the right healthcare insurance for our business – or for our families – seems like it requires a PhD in healthcare.

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