
Every January, the financial news landscape is flooded with two things: Articles about canceling unused gym memberships and confident predictions about where the S&P 500 will finish the year.
While getting fit is a noble goal, betting your financial future on market forecasts is a fool's errand. If the past few years have taught us anything, it is that the economy is unpredictable, geopolitical events are sudden, and markets will do what they do regardless of what the pundits say.