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Kiplinger
Kiplinger
Business
James Martielli, CFA®, CAIA®

I'm a Financial Pro: You Really Can Make New Year's Money Resolutions That Stick (and Just Smile as Quitter's Day Goes By)

(Image credit: Getty Images)

"You've got to be kidding me — we can't afford that."

That was my future mother-in-law's response when I suggested some 30 years ago that she start an IRA and set up automatic monthly contributions .

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