It may seem as though check-writing is becoming a lost art, but it remains a popular way to send money. One-third of American consumers paid with a check in the previous 30 days, a 2024 survey found, according to the Federal Reserve Bank of Atlanta.
As the Atlanta Fed points out, though, while checks are still in use, people don't necessarily like writing them: More than 90% of consumers said they'd prefer to use something besides a check, and checks ranked as the second-least-trusted payment form for security, ahead only of cash.
