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Kiplinger
Kiplinger
Business
John O'Connell, MBA

How Businesses (and Advisers) Can Budget for AI Use When the Bill Keeps Changing

Wooden building blocks with icons representing AI, technology, digital transformation and cost.

Your business is going to spend more on AI this year. Three-quarters of finance leaders raised technology budgets for 2026, nearly half of them by 10% or more, and financial services firms led every other sector with increases around 15%.

The decision to spend is made. The harder question is the one your budget process is not built to answer: How do you forecast a cost that changes based on how your people use a tool?

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