Artificial intelligence (AI) has seamlessly integrated into our daily digital interactions. Take ChatGPT, for instance — its user base reportedly surpassed one billion in April 2025, doubling in just a few weeks, according to OpenAI CEO Sam Altman.
Despite this widespread adoption, many individuals still prefer traditional methods for financial decision-making. A recent survey by the FINRA Investor Education Foundation of over 1,000 U.S. adults found that 63% consult financial professionals and 56% rely on advice from friends and family. Only a modest 5% turn directly to AI tools. Interestingly, about 25% use financial apps that often incorporate AI features like automated budgeting and portfolio suggestions, perhaps without realizing the extent of AI's involvement.
