Housing experts say there just aren't enough homes in the U.S.

Finding affordable housing for both renters and buyers is feeling impossible lately. Experts point to a shortage of an estimated four to seven million homes. (Joe Raedle/Getty Images)

Finding an affordable place to live in the U.S. can feel pretty impossible whether you're a renter or a buyer.

To begin with, there's a massive shortage of homes — somewhere between 4 and 7 million. And those who are able to find homes are spending a much bigger chunk of their paycheck than in recent years.