A man who discovered he had a hidden savings account whilst homeless has said it gave him the lifeline he needed to find shelter - and now he's urging everyone to do a five-minute test.
James Smith was 22 when he managed to locate a lost bank account that had been opened when he was a young child.
The children's savings account was opened through Natwest, but the family had lost all traces of it, and that's when he decided to track it down.