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The Economic Times

Business

Dev Ashish

Home loan closed? 5 smart ways to use your surplus EMI money for insurance, retirement and emergencies

Mortgages Insurance Retirement

If your home loan is paid off, and you don’t want to take another loan so as to repeat the ‘earn-EMI’ cycle (to buy the next property), you will have surplus money each month as there is no loan to service equated monthly instalments (EMIs) for. What should you do? If you prioritise being loan-free, consider the points discussed below.

Emergency, contingency funds

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