Home Insurance: How to Cut Costs Without Losing Coverage

A businesswoman tents her hands over the top of a plastic house that sits atop an insurance form.

From a natural disaster standpoint, the past few years have been off the charts, including:

• Wildfires caused extensive damage in Los Angeles and on the island of Maui
• Hurricane Ian destroyed a large swath of Florida
• Hurricane Helene left a trail of destruction through North Carolina
• Multiple tornado outbreaks hit the central and Midwest regions of the country