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Kiplinger
Kiplinger
Business
Sean Jackson

Have $100,000 in Cash? You Could Earn More Than 4% With These Jumbo CDs

the Federal Reserve US Federal Reserve
A couple sitting on top of a large piggy bank.

Jumbo CDs are one of the most versatile tools for savers. If you're sitting on $100,000 and want to diversify some of your holdings into an account with guaranteed returns and above-average APYs, this is a smart consideration.

Why? Because it achieves several objectives: One, the top-earning accounts offer rates above 4%, helping you earn thousands quickly while outpacing inflation. Second, jumbo CDs don't require you to tie up money for long periods, with terms ranging from six months to one year on average.

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