Your monthly rent could do more than just keep a roof over your head. It can also help you build credit. Recent data from TransUnion shows a noticeable jump in the number of people who plan to or already are self-reporting their rent payments. The number of consumers whose rent payments are reported to credit reporting agencies rose to 13% in 2025, up from 11% in 2024, according to the report. Gen Z has the highest participation rate, followed by Millennials and Gen X.
Interestingly, property manager participation in reporting is down a bit, from 48% in 2024 to 44% in 2025. This decrease in property managers' participation and the slight rise in consumers who say their payments are reported show that consumers may be self-reporting their rent payments through third-party data furnishers like Rental Kharma or RentReporters, according to the report.
