Helping your grandchildren feels natural—almost instinctive. Whether it’s covering school supplies, helping with rent, or stepping in during a crisis, many grandparents don’t think twice about giving. But what starts as small support can quietly grow into a financial habit that chips away at long-term security. The reality is that generosity, when unchecked, can put your own retirement at risk. Here’s how to recognize when helping turns into hurting—and how to protect your future without guilt.
