As the new year begins, the cost of living crisis drags on. The Bank of England base rate is 1.75 percentage points higher than it was a year ago, and typical energy bills are hovering around the £2,000 mark. But there are some glimmers of hope: mortgage rates have started to fall, and from this week employees will see a little more in their pay packets. Here are some dates that could make a difference to your personal finances in the first part of 2024:
