You have paid your premiums on time for years, only to receive a letter saying your coverage is ending just a few weeks before your policy expires. It is a gut-punch that leaves you scrambling to find a new insurer in a market that feels increasingly hostile. However, as of January 1, 2026, the law in Georgia has officially shifted in your favor. Senate Bill 35 now mandates that insurance companies give you double the time to prepare for a non-renewal. Honestly, it is not your fault the insurance industry is in turmoil, but you finally have the protection you need to stay covered.
