Kelly Harrison Duncuft-Cotteril looked around at the charred remains of what used to be her kitchen. Black soot covered every inch of the room, the acrid smell of smoke still thick in the air.
Her family had only lived in the property for six months. Kelly had just finished redecorating when her youngest son accidentally knocked over a candle, the house becoming engulfed in flames within minutes.
Thankfully, Kelly and her family escaped the Audenshaw property unharmed. But there was nothing left to salvage – and the family didn’t have home insurance.