When you think about how much you spend every month, you probably don’t feel much happiness about it. What if you could?
The word “budget” is enough to make us get up from the computer and go do anything else. If you want an easier way to figure out how much you spend, divide two years of total expenses by 24 (most banks make the total debit number easy to find online). And, voilà, you now have a pretty good idea of what your monthly expenses are. That number is probably going to be higher than you thought — and unpleasant.
